@font-face {
  font-family: 'Public Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(../fonts/font-0.ttf) format('truetype');
}
@font-face {
  font-family: 'Public Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(../fonts/font-1.ttf) format('truetype');
}
@font-face {
  font-family: 'Public Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(../fonts/font-2.ttf) format('truetype');
}
@font-face {
  font-family: 'Public Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(../fonts/font-3.ttf) format('truetype');
}
@font-face {
  font-family: 'Source Serif 4';
  font-style: italic;
  font-weight: 600;
  font-display: swap;
  src: url(../fonts/font-4.ttf) format('truetype');
}
@font-face {
  font-family: 'Source Serif 4';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(../fonts/font-5.ttf) format('truetype');
}
@font-face {
  font-family: 'Source Serif 4';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(../fonts/font-6.ttf) format('truetype');
}
@font-face {
  font-family: 'Source Serif 4';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(../fonts/font-7.ttf) format('truetype');
}

:root{--navy:#0f2a44;--navy-2:#163a5e;--navy-deep:#0a1f33;--teal:#0e7c86;--teal-dark:#0a636b;--teal-soft:#e5f3f4;--teal-mid:#8fd3d8;--ink:#132234;--body:#3b4a5a;--soft:#6b7a8c;--line:#e1e7ed;--mist:#f4f7f8}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--body);background:white;font:16px/1.6 'Public Sans',sans-serif}h1,h2,h3,h4{font-family:'Source Serif 4',Georgia,serif;color:var(--navy);line-height:1.12;margin:0 0 20px}h1{font-size:clamp(36px,4.2vw,58px)}h2{font-size:clamp(30px,3.2vw,42px)}h3{font-size:25px}p{margin:0 0 20px}a{color:var(--teal);text-underline-offset:4px}img{display:block;max-width:100%;height:auto}button,input,textarea,select{font:inherit}button,a,input,textarea,select{outline-offset:4px}button{cursor:pointer}.container{width:min(1160px,calc(100% - 64px));margin:auto}.section{padding:76px 0}.mist{background:var(--mist)}.eyebrow{text-transform:uppercase;letter-spacing:.13em;color:var(--teal);font-size:12px;font-weight:700;margin-bottom:12px}.button{display:inline-flex;justify-content:center;align-items:center;min-height:48px;padding:11px 22px;border:1px solid transparent;border-radius:8px;background:var(--teal);color:white;font-weight:600;text-decoration:none;gap:8px}.button:hover{background:var(--teal-dark)}.ghost{background:transparent;color:var(--navy);border-color:var(--line)}.ghost:hover{background:var(--teal-soft)}.danger{background:white;color:#a33232;border-color:#d6aaaa}.danger:hover{background:#fff0f0}.full{width:100%}.logo{display:flex;align-items:center;gap:10px;color:var(--navy);font:700 30px/1 'Source Serif 4',Georgia,serif;text-decoration:none}.logo svg{width:30px;height:36px;flex-shrink:0}.site-header{border-bottom:1px solid var(--line);background:white}.header-row{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.nav-links,.nav-actions{display:flex;align-items:center;gap:26px}.nav-links a{font-size:14px;color:var(--navy);text-decoration:none}.home-header{background:var(--navy-deep);border-bottom:1px solid #ffffff20}.home-header .logo,.home-header a{color:white}.home-header .ghost{border-color:#ffffff60}.mobile-nav{display:none}.hero{background:linear-gradient(90deg,#0a1f33f5 0%,#0a1f33c5 45%,#0a1f3330 100%),url('../img/highway.webp') center/cover;color:white}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:92px;min-height:600px;padding:66px 0}.hero h1{color:white;font-size:clamp(40px,4.7vw,66px);letter-spacing:-.025em}.hero h1 em{color:var(--teal-mid)}.hero .lead{max-width:540px;font-size:18px}.pill{display:inline-block;padding:6px 14px;background:#0e7c8660;color:white;border-radius:50px;font-size:13px;font-weight:600;margin-bottom:20px}.capture{display:flex;gap:8px;background:white;padding:7px;border-radius:8px;max-width:560px;box-shadow:0 8px 25px #0002}.capture input{width:100%;min-width:0;border:0;padding:8px;color:var(--ink)}.capture .button{white-space:nowrap}.checks{display:flex;gap:25px;font-size:13px;margin:20px 0}.hero .fine{color:#d0dbe4;max-width:560px}.fine,.hint{font-size:12px;line-height:1.6;color:var(--soft)}.compare{padding:28px;background:white;color:var(--body);border-radius:12px;box-shadow:0 16px 38px #0002}.compare .eyebrow{text-transform:none;letter-spacing:0}.compare h3{font-size:28px}.compare-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:15px 0;border-bottom:1px solid var(--line);font-size:13px}.tag{font-size:11px;color:var(--teal-dark);background:var(--teal-soft);border-radius:30px;padding:5px 10px;white-space:nowrap}.compare .fine{margin:20px 0 0;color:var(--soft)}.trust{background:var(--navy);color:white;padding:30px 0}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.trust-grid>div{border-right:1px solid #ffffff25;padding-right:25px}.trust-grid>div:last-child{border:0}.trust h3{color:white;margin:0 0 5px;font-size:25px}.trust p{font-size:14px;margin:0}.intro{max-width:760px;margin-bottom:35px}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.feature{background:white;border-radius:10px;overflow:hidden;border:1px solid var(--line);min-height:275px}.feature img{width:100%;height:160px;object-fit:cover}.feature-inner{padding:25px}.feature h3{font-size:25px;margin-bottom:13px}.feature p{font-size:14px;margin:0}.feature .icon{display:block;color:var(--teal);font-size:36px;margin-bottom:22px}.feature.dark{background:var(--navy);color:white}.feature.dark h3{color:white}.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.steps{list-style:none;padding:0;counter-reset:step}.steps li{display:flex;gap:20px;margin-bottom:25px}.step-number{width:42px;height:42px;flex-shrink:0;background:var(--navy);color:white;border-radius:50%;display:grid;place-items:center;font:600 24px 'Source Serif 4'}.steps li:nth-child(2) .step-number{background:var(--teal)}.steps h3{font-size:23px;margin-bottom:8px}.steps p{font-size:14px;margin:0}.photo-stack{position:relative;padding:10px 80px 65px 0}.photo-stack>img{width:100%;height:330px;object-fit:cover;border-radius:10px}.photo-stack .overlap{position:absolute;right:0;bottom:0;width:51%;height:220px;border:8px solid white;transform:rotate(3deg)}.photo-stack .tag{position:absolute;right:0;top:30px;background:var(--teal);color:white;border-radius:8px;padding:12px 18px;font-size:13px}.closing{background:linear-gradient(90deg,#0a1f33ee,#0a1f3360),url('../img/highway.webp') center 60%/cover;color:white;padding:55px 0}.closing h2{color:white}.closing p{max-width:720px}.section-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:30px}.section-heading h2{margin-bottom:0}.notes-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.note-card{border:1px solid var(--line);border-radius:10px;overflow:hidden;background:white;text-decoration:none;color:var(--body)}.note-card:hover{border-color:var(--teal)}.note-card img{width:100%;height:170px;object-fit:cover}.note-card .note-inner{padding:22px}.note-card h3{font-size:23px}.note-card p{font-size:13px;margin:0}.notes-grid.large{grid-template-columns:repeat(2,1fr)}.notes-grid.large img{height:220px}.notes-grid.large h3{font-size:29px}.site-footer{background:var(--navy-deep);color:#d0dce5;padding:50px 0 24px}.site-footer .logo,.site-footer a{color:white}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}.footer-grid h4{font:600 14px 'Public Sans';color:white;margin-bottom:18px}.footer-grid a:not(.logo){display:block;font-size:13px;margin:9px 0;text-decoration:none}.footer-grid p{font-size:13px;margin-top:15px}.footer-bottom{border-top:1px solid #ffffff20;margin-top:30px;padding-top:20px;font-size:12px}.footer-bottom a{overflow-wrap:anywhere}.footer-bottom .fine{color:#b8c7d3}.page-banner{background:linear-gradient(90deg,#0a1f33e0,#0a1f3360),url('../img/highway.webp') center/cover;padding:55px 0;color:white}.page-banner h1{color:white;margin-bottom:12px}.page-banner p{margin:0}.card{padding:30px;background:white;border:1px solid var(--line);border-radius:16px}.auth-area{background:var(--mist);padding:64px 0}.auth-card{width:min(460px,calc(100% - 40px));margin:auto}.auth-card .logo{margin-bottom:28px}.auth-card h1{font-size:38px}.field{margin-bottom:17px}.field label{display:block;font-size:13px;font-weight:600;color:var(--ink);margin-bottom:7px}.field input,.field textarea,.field select{width:100%;min-height:47px;border:1px solid #ccd6df;border-radius:7px;background:white;padding:10px 12px;color:var(--ink)}.field input[aria-invalid]{border-color:#aa3535}.field textarea{min-height:145px;resize:vertical}.hint{margin:5px 0 0}.hint:empty{display:none}.error{font-size:12px;color:#a33232;display:block}.error:empty{display:none}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.checkbox{display:flex;align-items:flex-start;gap:10px;margin:17px 0;font-size:12px;line-height:1.65}.checkbox input{margin:4px 0 0;width:16px;height:16px;flex-shrink:0;accent-color:var(--teal)}.notice{padding:14px 18px;border-radius:8px;background:var(--teal-soft);color:var(--teal-dark);font-size:14px}.notice.error{background:#fff0ef;color:#92352c}.signup-layout{display:grid;grid-template-columns:.8fr 1.2fr;overflow:hidden;padding:0;max-width:1000px;margin:auto}.signup-benefits{background:var(--navy);color:white;padding:44px 35px}.signup-benefits .logo,.signup-benefits h1,.signup-benefits h3{color:white}.signup-benefits .logo{margin-bottom:38px}.signup-benefits h1{font-size:43px}.signup-benefits ul{list-style:none;padding:0}.signup-benefits li{padding:23px 0;border-bottom:1px solid #ffffff20}.signup-benefits h3{font-size:23px;margin-bottom:8px}.signup-benefits p{font-size:14px}.signup-form{padding:35px}.auth-links{text-align:center;font-size:13px;margin:20px 0 0}.divider{border:0;border-top:1px solid var(--line);margin:24px 0}.utility{max-width:760px;margin:auto;text-align:center}.utility form{text-align:left;max-width:420px;margin:auto}.utility h1{font-size:45px}.success-icon{display:grid;place-items:center;width:68px;height:68px;background:var(--teal);color:white;border-radius:50%;font-size:32px;margin:0 auto 25px}.utility h2{font-size:29px}.utility a{overflow-wrap:anywhere}.legal{max-width:820px}.legal h2{font-size:28px;margin-top:36px}.article-banner{height:300px;background:linear-gradient(#0a1f3370,#0a1f33b0),var(--banner) center/cover;display:flex;align-items:center;text-align:center;color:white}.article-banner h1{max-width:900px;margin:auto;color:white;font-size:44px}.reading{max-width:760px}.reading h2{margin-top:38px;font-size:31px}.reading .inline-photo{width:100%;max-height:420px;object-fit:cover;border-radius:10px;margin:35px 0}.reading .notice{margin-top:35px}.about-photo{border-radius:12px;width:100%;height:340px;object-fit:cover}.contact-details a{overflow-wrap:anywhere}.dash-header{background:white;border-bottom:1px solid var(--line)}.dash-header .header-row{min-height:80px}.dash-actions{display:flex;align-items:center;gap:25px;font-size:14px}.dash-shell{display:grid;grid-template-columns:230px minmax(0,1fr);background:var(--mist);min-height:700px}.sidebar{padding:28px 18px;background:white;border-right:1px solid var(--line)}.sidebar a{display:block;padding:13px 18px;border-radius:8px;margin:5px 0;color:var(--navy);text-decoration:none;font-size:14px}.sidebar a.active{background:var(--teal-soft);color:var(--teal-dark);font-weight:600}.dash-content{width:100%;max-width:1020px;padding:40px;margin:0 auto}.dash-content h1{font-size:40px}.dash-content h2{font-size:28px}.dash-content h3{font-size:25px}.dash-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.dash-content .card{margin-bottom:23px}.dash-grid .card{margin:0}.welcome{padding:26px;background:linear-gradient(90deg,#e5f3f4f0,#e5f3f4a0),url('../img/highway.webp') center/cover;border-radius:12px;margin:25px 0}.welcome h2{margin-bottom:8px}.welcome p{margin-bottom:16px}.badge{display:inline-block;background:var(--teal-soft);color:var(--teal-dark);padding:5px 12px;border-radius:30px;font-size:12px}.badge.off{background:#e5e9ed;color:var(--body)}.badge-row{display:flex;align-items:center;gap:15px;margin:-5px 0 24px;font-size:13px}.radio-group{display:flex;gap:20px;flex-wrap:wrap;margin-bottom:22px;font-size:13px}.radio-group input{accent-color:var(--teal)}.lender-field.is-hidden{display:none}.dashboard-notes{grid-template-columns:1fr 1fr}.not-found{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:60px}.big404{font:600 120px/1 'Source Serif 4';color:var(--navy)}.skip{position:absolute;left:-999px}.skip:focus{left:20px;top:20px;background:white;padding:15px;z-index:99}.safe-header{padding:25px;background:var(--navy)}.safe-header .logo{color:white;justify-content:center}.muted{color:var(--soft)}
@media(max-width:1000px){.header-row{gap:15px}.nav-links{gap:15px}.nav-actions{gap:10px}.hero-grid{gap:35px}.hero h1{font-size:52px}.split{gap:35px}.notes-grid{grid-template-columns:repeat(2,1fr)}.dash-shell{grid-template-columns:190px minmax(0,1fr)}.dash-content{padding:28px}.footer-grid{gap:25px}.feature h3{font-size:23px}.feature-inner{padding:22px}.nav-links a{font-size:12px}.header-row .button{font-size:12px;padding:10px 15px}}
@media(max-width:760px){.container{width:calc(100% - 40px)}.section{padding:48px 0}.header-row{min-height:74px}.logo{font-size:26px}.nav-links,.nav-actions{display:none}.mobile-nav{display:block;position:relative}.mobile-nav summary{cursor:pointer;list-style:none;color:var(--navy);padding:10px;border:1px solid var(--line);border-radius:7px}.home-header summary{color:white}.mobile-nav[open] nav{position:absolute;right:0;top:50px;width:230px;background:white;padding:15px;box-shadow:0 8px 25px #0002;z-index:5;border-radius:8px}.mobile-nav nav a{display:block;padding:10px;color:var(--navy);text-decoration:none}.hero-grid{grid-template-columns:1fr;padding:45px 0;gap:30px}.hero h1{font-size:45px}.hero .lead{font-size:16px}.hero{background-position:65% center}.capture{gap:5px}.capture .button{font-size:12px;padding:10px 12px}.capture input{font-size:13px}.checks{font-size:11px;gap:13px}.trust-grid{grid-template-columns:1fr;gap:18px}.trust-grid>div{border-right:0;border-bottom:1px solid #ffffff25;padding-bottom:18px}.feature-grid{grid-template-columns:1fr 1fr}.feature h3{font-size:23px}.feature-inner{padding:20px}.feature img{height:135px}.split{grid-template-columns:1fr;gap:35px}.photo-stack{padding-right:65px}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.signup-layout{grid-template-columns:1fr}.signup-form{order:-1;padding:25px}.signup-benefits{padding:30px}.signup-benefits h1{font-size:36px}.signup-benefits .logo{margin-bottom:20px}.auth-area{padding:35px 0}.form-row{gap:12px}.utility h1{font-size:36px}.article-banner h1{font-size:34px}.notes-grid.large img{height:150px}.notes-grid.large h3{font-size:23px}.dash-header .logo{font-size:24px}.dash-actions{gap:12px;font-size:12px}.dash-actions .button{font-size:12px;padding:8px 11px;min-height:40px}.dash-shell{display:block;min-height:550px}.sidebar{padding:10px 15px;border-right:0;border-bottom:1px solid var(--line);display:flex;gap:5px;overflow-x:auto}.sidebar a{white-space:nowrap;margin:0;padding:10px 14px;font-size:13px}.dash-content{padding:28px 20px}.dash-grid{grid-template-columns:1fr}.dash-content .card{padding:23px}.dash-content h1{font-size:35px}.dash-grid .card{margin:0}.not-found{grid-template-columns:1fr;gap:25px}.big404{font-size:95px}.section-heading{align-items:flex-end}.section-heading a{white-space:nowrap;font-size:13px}.section-heading h2{font-size:30px}}
@media(max-width:480px){.feature-grid,.notes-grid,.notes-grid.large,.dashboard-notes{grid-template-columns:1fr}.feature{min-height:0}.feature img{height:190px}.form-row{grid-template-columns:1fr;gap:0}.footer-grid{gap:25px}.card{padding:25px}.hero h1{font-size:42px}.photo-stack>img{height:270px}.photo-stack .overlap{height:190px}.page-banner{padding:40px 0}.article-banner h1{font-size:30px}.legal h2{font-size:27px}}

.mobile-title{display:none}@media(max-width:760px){.mobile-title{display:block;font-size:34px}}

/* Dashboard header follows the full-width sidebar shell, not the public container. */
.dash-header-row{width:100%;margin:0;padding:0 40px 0 36px;display:flex;justify-content:space-between;}
.dash-header-row>.logo{flex:0 0 auto;}
.dash-header-row .dash-actions{margin-left:auto;flex:0 0 auto;}
.dash-header-row .dash-actions form{margin:0;}
@media(max-width:760px){.dash-header-row{padding:0 20px;gap:12px;}.dash-header-row .dash-actions{gap:10px;}.dash-header-row .dash-actions>span{max-width:100px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}}